A versatile loan for any life needs — from everyday expenses to business development. Fast processing, minimal documentation, and the possibility to obtain funds without collateral make “Barakat” a convenient solution for active individuals.

Loan approval within 1 day

Minimal documentation

For smaller loan amounts

For any purpose

The Annual Percentage Rate of Charge (APRC) reflects the total cost of the loan, including the interest rate, fees, and other mandatory charges. For example, for a loan of TJS 10,000 with a 12-month term, an annual interest rate of 30%, and a 1% fee, the total amount payable would be approximately TJS 11,700–11,800, while the APRC would range from 35% to 37% per annum, depending on the applicable terms and conditions. This calculation is provided for illustrative purposes only. The interest rate and applicable fees are determined individually. Interest is accrued on the outstanding loan balance.
Monthly payment
You will need
A modern mobile wallet for managing your finances: payments, transfers, online services, and real-time transaction monitoring — all in one app.

Easily find the nearest service center or ATM and handle any financial matters at a time convenient for you.