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17th microdistrict, block 2 Khujand

Working Hours:

Mon–Fri: 08:00–17:00

(Cash desk: 08:00–16:00)

Sat: 08:00–12:00

Sun: Closed

For individuals

  • Loans
  • Deposits
  • Money transfer
  • Cards
  • IMONLINE

For business

  • Business loans
  • Loans for SMEs
  • Tariffs
  • Payroll projects
  • Support

Useful Information

  • Anti-Fraud Protection
  • Anti-Corruption Policy
  • Privacy Policy

Hotline

[email protected]

NBT: 446001520

Call center: 1122
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License issued by the NBT №0000357

"Barakat" loan

A versatile loan for any life needs — from everyday expenses to business development. Fast processing, minimal documentation, and the possibility to obtain funds without collateral make “Barakat” a convenient solution for active individuals.

"Barakat" loan
"Barakat" loan

Key Terms

Loan amount and terms

Loan amount and terms

Amount
from 1 000 to 50 000 TJS

Term
from 2 to 36 months (up to 72 months for education)

Interest and fees

Interest and fees

Interest
Flexible interest rates in line with the bank’s тариф plans

Grace period

Grace period

Grace period
up to 3 months

Application requirements

Application requirements

Terms
Minimal documentation required, fast application review

Key Benefits

Fast review

Loan approval within 1 day

Fast review

Simplified documentation requirements

Minimal documentation

Simplified documentation requirements

No collateral

For smaller loan amounts

No collateral

Suitable

For any purpose

Suitable

Loan Calculator

The Annual Percentage Rate of Charge (APRC) reflects the total cost of the loan, including the interest rate, fees, and other mandatory charges. For example, for a loan of TJS 10,000 with a 12-month term, an annual interest rate of 30%, and a 1% fee, the total amount payable would be approximately TJS 11,700–11,800, while the APRC would range from 35% to 37% per annum, depending on the applicable terms and conditions. This calculation is provided for illustrative purposes only. The interest rate and applicable fees are determined individually. Interest is accrued on the outstanding loan balance.

Our offer

Monthly payment

95 TJS

You will need

Passport
Income statement

Any questions?

For any purpose: personal needs, medical treatment, education, or business development.
No collateral is required up to a certain amount.
Within 1 business day.

Fill out a credit application

Personal information
Credit parameters
Documents
Face photo
Choose file
Passport (front side)
Choose file
Passport (back side)
Choose file
TIN document
Choose file
Verification
14 + 14 = ?

We guarantee the safety and protection of your data

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Easily find the nearest service center or ATM and handle any financial matters at a time convenient for you.