In conditions of severe competition and fast-growing financial sector those companies are leading which use in their activity advanced information technologies. Nowadays they are strategic resource that should be governed efficiently for gaining advantage on the financial market. 

Since 18 to 23 January, 2010 representatives of the French consulting company «Horus Development Finance» visited our organization, with which LLC MLO “IMON INTERNATIONAL”. closely cooperates during two years. This company carries out consulting measures on formalization and organization of choosing optimal automated banking system within the framework of technical assistance of European Bank for Reconstruction and Development “Information system and information technologies evaluation”.

At the beginning of its activity, LLC MLO “IMON INTERNATIONAL”.  was microlending fund, but today it is microlending organization. According to plan, the next step in our organization development will be its re-registration into microdeposit organization, and in 2013 – transformation into a full banking structure.  

For successful transformation from MLO into bank ”IMON INTERNATIONAL” at the beginning of 2008 contest was declared for carrying out consulting on information system and information technologies evaluation. Several world-known companies participated in the contest. The winner became “Horus Development Finance”, which was selected by our organization as a consultant.  

We’d like to mention that the visit of «Horus Development Finance» representatives was the fourth visit during two years of cooperation “IMON INTERNATIONAL”. The final goal of all four visits is to select optimal automated banking system in transformation process. “IMON INTERNATIONAL” expects to make a request to proposals of such systems designers; that designer will be selected, who completely meets the requirements of “IMON INTERNATIONAL”.   

Due to plan, by 2013 automated banking system has to be completely introduced in “IMON INTERNATIONAL”. The given system represents the set of hardware and software directed to the automated banking system. This system is also the totality of systems implementing transactions with deposits, credits and payments in bank